How much does an AI girlfriend cost?
The plan price is the start, not the total. Photos, voice and video run on credits in almost every app.
Answer in brief
Entry plans cost about $6 to $20 a month in November 2026, and photos, voice and video usually cost credits on top. heyGF.AI, our editorial choice, starts at $9.99 a month with 150 coins, enough for 30 photos and an hour of calls at base prices. Character.AI is free with no adult content, and SpicyChat's cheapest paid plan is $5.95.
Entry prices
| App | Monthly | Yearly | Credits included |
|---|---|---|---|
| heyGF.AI | $9.99 | $99.99 | 150 coins a month |
| SpicyChat | $5.95 | $60.00 | No credit system |
| Candy AI | $13.99 ($9.99 first month) | Shown at $47.88 (promotion) | 100 tokens a month |
| Kindroid | $15.99 on iOS | $159.99 on iOS | Complimentary audio credits; amount not stated |
| Nomi | $15.99 on iOS | $99.99 on iOS | Daily selfie allowance; credits extra |
| Secrets AI | $19.99 | $109.99 | 8,000 Moments a month |
| OurDream | $19.99 | $119.88 | 1,000 dreamcoins a month |
| Replika | $7.99 to $14.99 on iOS | $49.99 to $69.99 on iOS | Coins and gems for cosmetic items |
| Character.AI | Free; $4.99 lite; $9.99 c.ai+ | $94.99 on iOS (period not stated) | Charms, earned or bought |
From each app's pricing page, help center or US App Store listing, checked 11 November 2026. App Store prices are often higher than web prices; Kindroid says its web prices are usually lower. Sources are on the sources page.
How credit systems work
Text chat is cheap to run, so most paid plans include unlimited messages. Pictures, video and voice cost the app real money each time, so apps meter them with their own currency: coins on heyGF.AI, tokens on Candy AI, Moments on Secrets AI, dreamcoins on OurDream, credits on Nomi and Kindroid. A plan includes a monthly allowance, and you top up when it runs out.
Two things to check. First, what each action costs, since the same plan can last a month or a day. Second, what happens to unused credits: Candy AI's terms say remaining tokens expire when a subscription ends, Secrets AI's monthly Moments do not roll over, and Nomi's wiki says its credits do not expire.
A worked example: 30 photos and an hour of calls
Here is what one fairly active month costs on the apps that publish their unit prices:
| App | 30 photos | 60 minutes of calls | Total | Fits the entry plan? |
|---|---|---|---|---|
| heyGF.AI | 90 coins (3 each) | 60 coins | 150 coins | Yes, exactly, on $9.99 |
| Secrets AI | 1,500 Moments (50 each) | 3,000 Moments | 4,500 Moments | Yes, on $19.99 (8,000) |
| OurDream | 150 dreamcoins (5 each in chat) | 3,000 dreamcoins | 3,150 dreamcoins | No, $19.99 includes 1,000 |
heyGF.AI photos start at 3 coins; popular characters and high-quality requests cost more, up to 25. Candy AI, Kindroid and Nomi do not publish per-photo or per-minute prices in a way that allows the same sum.
Three kinds of month
- Text only. Any paid plan with unlimited messages covers it: SpicyChat from $5.95, heyGF.AI $9.99, Candy AI $13.99 after the first month. Or Character.AI for free, without adult content.
- Some photos and calls. Check the per-action prices, as in the example above. heyGF.AI's $9.99 plan covers about 30 photos and an hour of calls at base prices.
- Heavy photos and video. Budget for a higher plan or top-ups on any app. Video is the expensive part everywhere: from 15 coins a clip on heyGF.AI, 320 Moments for 5 seconds on Secrets AI, 100 dreamcoins per 5 seconds on OurDream.
Frequently asked questions
What is the cheapest AI girlfriend app?
For adult chat, SpicyChat at $5.95 a month is the cheapest monthly plan, though it has no voice calls. Candy AI's yearly plan, shown at $47.88 in November 2026, is the cheapest yearly price if that offer is running. Character.AI is free but bans adult content.
Is there a free AI girlfriend?
Free plans exist but are limited. heyGF.AI gives 30 messages a day with a free account, Secrets AI 20 a day. See every free plan compared.
Why do AI girlfriend apps use coins or credits?
Because photos, video and voice cost the app money every time they are made, while text costs very little. Credits let a plan include unlimited chat and charge for the expensive parts.
Are App Store prices the same as web prices?
Often not. App Store and Google Play prices are frequently higher; Kindroid says its web prices are usually lower. heyGF.AI is web-only, so there is no separate app-store price.
Continue this reading path
How these guides connect
This guide is published by heyGF.AI, our editorial choice in it, and is one of a set of heyGF.AI guides that each answer a different question. It is a promotional guide, not an independent review: facts about other apps come from their own sites and are cited on each page, and links to them earn us nothing.
Free AI Girlfriend App · AI Girlfriend Voice · NSFW AI Girlfriend App · Realistic AI Girlfriend · All heyGF.AI guides · heyGF.AI official site
Cite this entry
Mike, heyGF.AI Guide. "How much does an AI girlfriend cost?." Best AI Girlfriend App. Reviewed November 11, 2026. https://best-ai-girlfriend.app/ai-girlfriend-cost/